Planning ahead for long-term care can make future healthcare decisions more manageable. Understanding costs, supports and application steps early can help protect both your finances and peace of mind.
The Fair Deal Scheme, run by the HSE, helps cover the cost of approved long-term nursing home care in Ireland. You contribute part of the cost and the HSE covers the balance.
What it covers
Accommodation, nursing care, food and basic aids in approved settings.
What it does not cover
Short-term care and extra services such as hairdressing or therapies.
Application path
The Fair Deal application involves both care and financial assessment, so it helps to gather information early and understand each stage before you begin.
Step 1
Complete the application form
Fill in the Nursing Home Support Scheme application form.
Step 2
Care needs assessment
This checks whether long-term nursing home care is necessary.
Step 3
Financial assessment
Your contribution is calculated based on your financial circumstances.
Optional
Nursing Home Loan
Payments may be deferred against assets such as property where appropriate.
Visit the HSE for full details
See the full scheme breakdown and access the application process directly.
Next step
Long-term care planning is easier when it starts before a crisis. Review likely costs, understand the support available, and get clear on the documents you may need.
